Terms and Conditions

Welcome to ABZ Capital

By accessing or using this website and our services, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our website.

1. About ABZ Capital

ABZ Capital is a financial technology and investment facilitation platform that connects investors with vetted investment opportunities, including but not limited to SME financing, invoice financing, asset-backed lending, lending pools, and other investment products.

ABZ Capital does not guarantee investment returns and all investments carry varying levels of risk.

2. Eligibility

By using our website, you confirm that:

• You are at least 18 years old.
• You have the legal capacity to enter into binding agreements.
• Information provided by you is accurate and complete.
• You will comply with all applicable laws and regulations.

3. Investment Risks

All investments involve risk.

You acknowledge and understand that:

• Returns are not guaranteed.
• Past performance is not indicative of future results.
• Capital may be partially or fully at risk.
• Investment opportunities may be affected by market conditions, borrower performance, economic changes, regulatory changes, and other factors beyond our control.

You are responsible for conducting your own due diligence before making any investment decisions.

4. Information Provided

The information provided on this website is for informational purposes only and does not constitute:

• Financial advice
• Investment advice
• Tax advice
• Legal advice

Users should seek independent professional advice before making financial decisions.

5. Investor Registration

Investors may be required to provide:

• Full legal name
• Email address
• Phone number
• Identification documents
• Proof of address
• Source of funds information
• Any other information required for compliance purposes

We reserve the right to approve, reject, suspend, or terminate any investor account at our sole discretion.

6. SME and Funding Applications

Businesses, entrepreneurs, innovators, and SMEs submitting funding applications agree that:

• Information submitted is truthful and accurate.
• Supporting documentation is authentic.
• ABZ Capital may conduct verification and due diligence checks.
• Submission of an application does not guarantee approval or funding.

7. Intellectual Property

All content on this website, including:

• Logos
• Branding
• Graphics
• Text
• Software
• Reports
• Designs

remain the property of ABZ Capital unless otherwise stated. No content may be copied, reproduced, distributed, or used without prior written consent.

8. Prohibited Activities

Users shall not:

• Provide false information.
• Attempt unauthorized access to systems.
• Interfere with website operations.
• Upload malicious software.
• Use the platform for unlawful activities.
• Violate any applicable laws or regulations.

9. Limitation of Liability

To the maximum extent permitted by law, ABZ Capital shall not be liable for:

• Direct losses
• Indirect losses
• Consequential damages
• Loss of profits
• Loss of business opportunities
• Investment losses

arising from use of the website or investment activities.

10. Third-Party Services

The website may contain links to third-party websites or services. ABZ Capital is not responsible for the content, security, or practices of third-party websites.

11. Suspension and Termination

We reserve the right to suspend or terminate access to the platform if:

• Terms are violated.
• Fraud is suspected.
• Regulatory requirements necessitate action.
• User conduct poses risk to the platform or other users.

12. Changes to Terms

We may modify these Terms and Conditions at any time. Updated versions will be posted on this website with the revised effective date.

13. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the Republic of Kenya.

14. Contact Information

For questions regarding these Terms and Conditions, please contact: