Cookie & Communication Preferences Policy

Introduction

ABZ Capital uses cookies and similar technologies to improve website functionality, enhance user experience, maintain security, and provide relevant information about investment opportunities and platform updates.

This policy explains how cookies are used and how users can manage their communication preferences.

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website.

They help websites:

• Remember user preferences.
• Improve performance and security.
• Analyze website usage.
• Enhance functionality and user experience.

Cookies do not typically contain information that directly identifies an individual, but they may be linked to information you voluntarily provide to us.

2. Types of Cookies We Use

Essential Cookies

These cookies are necessary for the operation of the website and cannot be disabled through our systems.

They may be used for:

• User authentication.
• Secure login sessions.
• Fraud prevention.
• Website security.
• Form submissions.
• Account management.

Without these cookies, certain parts of the website may not function properly.

Performance and Analytics Cookies

These cookies help us understand how visitors interact with our website.

They may collect information such as:

• Pages visited.
• Time spent on pages.
• User navigation patterns.
• Browser and device information.
• Website performance metrics.

This information is used to improve platform performance and user experience.

Functionality Cookies

These cookies allow the website to remember choices you make, such as:

• Preferred language.
• Login preferences.
• Saved form information.
• User interface settings.

These cookies enhance convenience and usability.

Marketing and Communication Cookies

These cookies may be used to:

• Measure the effectiveness of marketing campaigns.
• Understand user interests.
• Provide relevant information about products and services.
• Improve investor engagement.

ABZ Capital does not sell personal information to advertisers or third parties.

3. Third-Party Services

We may use trusted third-party service providers for:

• Website analytics.
• Customer support.
• Security monitoring.
• Email communication.
• Platform performance monitoring.

These providers may use cookies or similar technologies in accordance with their own privacy policies.

4. Managing Cookies

Most web browsers allow you to:

• View cookies.
• Delete cookies.
• Block cookies.
• Restrict cookie usage.

Please note that disabling certain cookies may affect website functionality and user experience.

5. Communication Preferences

As part of using ABZ Capital's services, you may receive communications related to your account, investments, applications, and platform activities.

Users may choose their preferred communication channels, including:

• Email.
• SMS.
• Phone calls.
• WhatsApp notifications (where available).
• In-platform notifications.

6. Types of Communications

Essential Service Communications

These communications are necessary for providing services and may include:

• Account verification.
• Security alerts.
• Password resets.
• Transaction confirmations.
• Investment updates.
• Funding application updates.
• Regulatory notices.

These communications cannot generally be opted out of while maintaining an active account.

Investment Opportunity Notifications

Investors may choose to receive notifications regarding:

• New investment opportunities.
• Lending pool openings.
• SME financing opportunities.
• Invoice financing opportunities.
• Asset-backed investment opportunities.
• Portfolio updates.

Users may opt in or out of these notifications at any time.

Educational and Market Updates

Users may choose to receive:

• Investment insights.
• Market updates.
• Industry reports.
• Newsletters.
• Educational content.

Participation in these communications is entirely optional.

7. Updating Communication Preferences

Users may update their communication preferences at any time by:

• Adjusting settings within their account.
• Following unsubscribe instructions in emails.
• Contacting ABZ Capital support.

Preference updates may take a reasonable period to become effective.

8. Data Protection

Any information collected through cookies or communication preferences is handled in accordance with our Privacy Policy and applicable data protection laws.

ABZ Capital implements reasonable administrative, technical, and organizational measures to safeguard user information.

9. Changes to This Policy

ABZ Capital may update this Cookie & Communication Preferences Policy from time to time.

Any changes will be published on this page with an updated effective date. Continued use of the platform following any updates constitutes acceptance of the revised policy.

10. Contact Us

If you have questions regarding this Cookie & Communication Preferences Policy, please contact: