ABZ Capital
Our products

Structured products for every stage of growth.

Structured solutions across asset-backed loans, SME financing, contractor solutions, and insurance. Direct access to the right team.

A · Category

Asset-backed loans

Borrow against logbooks, title deeds, or government bonds. Asset-backed, transparent, fast.

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Title Deed Loan

Title Deed Loan

Unlock equity from your land or property with a registered charge. Competitive rates, structured terms.

  • Up to 60% LTV
  • Flexible tenor
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Bond-Backed Lending

Bond-Backed Lending

Use Treasury bonds and corporate notes as collateral for liquidity without selling the position.

  • High LTV
  • Same-week disbursal
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B · Category

SME financing

Working capital, expansion funding, and investor linkage for Kenyan SMEs ready to scale.

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Working Capital Financing

Working Capital Financing

Cover payroll, stock, or short-term gaps with a structured working capital line tailored to your cycle.

  • 30–180 day cycles
  • Recurring availability
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Business Expansion Financing

Business Expansion Financing

Scale operations, open new locations, or finance equipment with disciplined growth capital.

  • CAPEX-aligned
  • 1–4 year tenor
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Investor Linkage Services

Investor Linkage Services

We connect vetted SMEs with our investor network — equity, debt, or structured rounds.

  • Vetted matchmaking
  • Deal structuring support
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C · Category

Contractor financial solutions

Bonds, guarantees, and contractor insurance — built for builders, fabricators, and project teams.

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Performance Bonds

Performance Bonds

Secure contract performance with bonds underwritten by approved insurers, issued fast.

  • Up to 10% of contract
  • Same-week issuance
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Bid Bonds

Bid Bonds

Tender-ready bid bonds delivered in days. Strengthen every proposal you submit.

  • Tender-compliant
  • Fast turnaround
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Advance Payment Guarantees

Advance Payment Guarantees

Unlock mobilisation funds with employer-trusted advance payment guarantees.

  • Mobilisation cover
  • Per-employer terms
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Contractor's All Risk Insurance

Contractor's All Risk Insurance

Comprehensive cover for works, materials, equipment, and third-party liability on site.

  • Works + plant cover
  • Third-party liability
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Bank Guarantees

Bank Guarantees

Bank-backed guarantees structured for tenders, performance, payment, or retention.

  • Flexible structures
  • Tier-1 issuance
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D · Category

Insurance solutions

Cover for vehicles, workers, health, and travel — backed by ABZ’s risk team.

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Motor Vehicle Insurance

Motor Vehicle Insurance

Comprehensive and third-party motor cover with seamless claims handling.

  • Comprehensive / TPO
  • 24/7 claims
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WIBA Insurance

WIBA Insurance

Workplace Injury Benefit Act cover — statutorily required, properly structured.

  • Statutory compliance
  • Per-employee pricing
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Medical Insurance

Medical Insurance

Individual, family, and corporate medical schemes with curated provider networks.

  • Inpatient + outpatient
  • Dental & optical add-ons
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Travel Insurance

Travel Insurance

Schengen-compliant and global travel cover for business, leisure, and study trips.

  • Schengen-compliant
  • Single & multi-trip
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Personal Accident Cover

Personal Accident Cover

24/7 personal accident cover — income protection if life takes an unexpected turn.

  • 24/7 worldwide
  • Lump-sum payouts
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Don’t see exactly what you need?

We structure bespoke solutions for SMEs, contractors and institutional clients. Talk to us — we’ll find a way.

Talk to us